Unum LTC Plan Options
Compare the Unum LTC plan premiums to the Washington State employee LTC payroll tax.
|
Unum Plan
|
State Payroll Tax
|
||||||||
|---|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
F
|
|
|
|
|
Benefit Duration
|
3 Years
|
3 Years
|
6 Years
|
|
|
||||
|
Monthly Benefit Amount
|
$3,500
|
$6,000
|
$6,000
|
|
|
||||
|
3 Year Non-Forfeiture
|
Not Included
|
Not Included
|
Not Included
|
|
|
||||
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
|
|
||||
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|||
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|||
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
Benefit Duration
|
3 Years
|
|
Monthly Benefit Amount
|
$3,500
|
|
3 Year Non-Forfeiture
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.55
$11.55
$11.55
$11.55
$11.55
$11.55
$11.55
$11.55
$11.55
$11.55
$11.55
$11.55
$11.55
$11.90
$12.25
$12.60
$12.95
$13.65
$14.00
$14.35
$15.05
$15.75
$16.45
$17.15
$17.85
$18.55
$19.60
$20.65
$21.70
$22.75
$24.15
$25.90
$28.00
$30.10
$32.20
$34.30
$36.05
$38.50
$40.95
$43.40
$46.90
$50.40
$54.60
$59.50
$65.10
$70.35
$75.95
$84.70
$90.65
$100.80
$109.55
$118.65
$129.15
$141.40
$156.45
$172.90
$191.10
$217.00
$242.20
$271.95
$299.95
$331.45
$364.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Benefit Duration
|
3 Years
|
|
Monthly Benefit Amount
|
$6,000
|
|
3 Year Non-Forfeiture
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$20.40
$21.00
$21.60
$22.20
$23.40
$24.00
$24.60
$25.80
$27.00
$28.20
$29.40
$30.60
$31.80
$33.60
$35.40
$37.20
$39.00
$41.40
$44.40
$48.00
$51.60
$55.20
$58.80
$61.80
$66.00
$70.20
$74.40
$80.40
$86.40
$93.60
$102.00
$111.60
$120.60
$130.20
$145.20
$155.40
$172.80
$187.80
$203.40
$221.40
$242.40
$268.20
$296.40
$327.60
$372.00
$415.20
$466.20
$514.20
$568.20
$624.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Benefit Duration
|
6 Years
|
|
Monthly Benefit Amount
|
$6,000
|
|
3 Year Non-Forfeiture
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$27.00
$28.20
$28.80
$30.00
$31.20
$32.40
$34.20
$35.40
$37.20
$39.00
$40.80
$42.60
$44.40
$46.80
$49.20
$51.60
$54.00
$57.60
$62.40
$66.60
$71.40
$76.20
$80.40
$84.60
$89.40
$94.80
$99.60
$106.80
$114.60
$123.60
$134.40
$146.40
$157.80
$169.80
$189.00
$202.20
$223.80
$242.40
$261.60
$283.80
$310.80
$343.80
$378.60
$418.20
$475.20
$529.80
$594.00
$654.00
$721.80
$790.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.